Welcome to Nellore District co-operative central Bank
Established in 1918, the Sri Potti Sriramulu Nellore District Cooperative Central Bank Ltd. has been a steadfast supporter of rural farmers and customers, providing essential banking services for agriculture. With 23 branches and 82 affiliated Primary Agricultural Cooperative Societies (PACS), it has driven economic growth in the region. As it approaches its Centenary celebration, the bank reaffirms its commitment to Nellore's people and the agricultural sector, embodying a century of dedicated service and pride in uplifting the rural economy.
We Offer Various Banking Services
Essential cooperative banking solutions designed for the economic prosperity and security of rural and urban depositors
Savings Deposits
When customers open a savings account with the bank, the bank pays them interest on their deposited funds.
Current Deposits
A frequently used account allowing regular deposits and withdrawals by check is known as a "transactional account."
Rate Of Interest
The percentage fee levied by a lender on a borrower for utilizing assets is referred to as "interest."
Loans & Recovery
Providing funds to another party in return for future repayment, including interest, is known as "lending."
Financial Year 2025–26 Profit and Loss Growth
During the financial year 2015–16 the Bank wiped out accumulated losses of Rs. 302.65 lakhs. Consistent governance, prudent credit underwriting, and aggressive recovery have driven unprecedented financial growth over the last 3 years:
| Key Financial Metric |
Latest Audited
2025–26
|
2024–25 | 2023–24 |
|---|---|---|---|
|
Gross NPA %
Asset Quality Indicator
|
2.03% | 2.39% | 2.47% |
|
CRAR %
Capital to Risk Assets Ratio
|
12.05% | 13.35% | 14.14% |
|
Net Profit (In Lakhs)
Yearly Net Surplus
|
₹892.49 | ₹309.73 | ₹286.71 |
Our Services
Comprehensive financial solutions catering to deposits, credit, safety lockers, and modern digital payment services
Savings Deposits
Nellore DCCB provides a diverse array of savings deposit schemes to cater to a wide range of financial needs and preferences.
Current Deposits
"Nellore DCCB offers a variety of current deposit schemes to cater to diverse banking requirements."
Loans
Nellore DCCB provides a wide range of loan services, offering a variety of schemes to cater to different borrowing needs.
Recurring Deposits
Nellore DCCB presents an extensive range of recurring deposit services, featuring a diverse selection of schemes.
Locker Facility
Nellore DCCB offers diverse locker facility services, featuring multiple schemes to meet a wide range of security requirements.
ATM / Debit Card
"Access funds, withdraw cash, and shop securely with our hassle-free debit card service."
RTGS/NEFT
The bank offers both RTGS and NEFT services for seamless electronic fund transfers.
Term Deposits
Nellore DCCB provides an extensive selection of term deposit options, catering to a wide variety of investment preferences .
Loan Products
Empowering education, liquidity, and home ownership with competitive interest rates and customer-friendly processing
Education Loan
The Bank Offers Educational Loans To Support Students Pursuing Their Studies, Both Domestically And Overseas. These Loans Are Designed To Help Cover Tuition Fees, Living Expenses, And Other Educational Costs.
Gold Loan
The Bank Offers Gold Loans For Individuals, Providing Quick Access To Funds By Leveraging Gold Assets. With A Straightforward Application Process And Competitive Interest Rates, Borrowers Can Secure Financial Support Effortlessly.
Home Loan
The Bank Offers Quick Home Loans With Flexible Terms, Competitive Rates, And Affordable Down Payments, Making Homeownership Accessible. Personalized Support Ensures A Smooth Application Process.
Mobile Banking App
SPSR Nellore DCCB provides customers with a 24/7 Mobile Banking Application, enabling both financial and non-financial transactions remotely through registered mobile phones.
Committed to Rural Empowerment & Digital Progress
"Under the visionary leadership of our Chairman Sri M. Dhananjaya Reddy and Chief Executive Officer Sri S. Srinivasa Rao, SPSR Nellore DCCB has been pioneering innovative credit programs like 'Karshaka Mitra' and digitizing PACS credit delivery to guarantee financial inclusion for every farmer in Nellore district."
Head Office Contact & Grievance Cell
SPSR NDCCBank HO Premises, Near Gandhi Statue, Trunk Road, Nellore - 524001, Andhra Pradesh
0861-2328221 / 0861-2328222
9951530062 / 1800-425-9009