GUARANTEED RETURNS & SAFETY
Deposit Schemes
Grow your savings safely with competitive interest rates and 100% deposit protection backed by DICGC ₹5,00,000 insurance.
SENIOR CITIZEN PRIVILEGE
Special Fixed Deposit Scheme @ 7.75% p.a.
Additional 0.50% interest bonus for seniors aged 60+ on tenures of 1 year and above with monthly/quarterly interest payout options.
Highest Yield
7.25% p.a. (Senior Citizens: 7.75% p.a.)
Fixed Deposit (Term Deposit)
Safe & Guaranteed Returns with Attractive Interest
Grow your hard-earned money with secure fixed deposits backed by DICGC ₹5 Lakh insurance and additional senior citizen interest bonuses.
Tenure: 7 Days to 10 Years
Min Deposit: Minimum ₹1,000, No upper limit
Everyday Account
3.50% p.a. (Calculated on daily product basis)
Savings Bank Account
Convenient Everyday Banking with Digital Privileges
A versatile savings account equipped with RuPay ATM Card, Mobile Banking, E-Passbook, SMS alerts, and easy DBT subsidy credit.
Tenure: Ongoing
Min Deposit: Minimum ₹500 (Without Cheque book) / ₹1,000 (With Cheque book)
Disciplined Savings
7.00% p.a. (Senior Citizens: 7.50% p.a.)
Recurring Deposit (RD)
Disciplined Monthly Savings for Goal Achievement
Cultivate the habit of regular savings by depositing a fixed sum every month and reaping compound interest benefits upon maturity.
Tenure: 12 Months to 120 Months
Min Deposit: From ₹100 per month in multiples of ₹50
TERM DEPOSIT INTEREST RATES TABLE
Effective for fresh deposits and renewals from 01-04-2026
| SL.NO | DEPOSIT TENURE SLAB | GENERAL PUBLIC (% P.A.) | SENIOR CITIZENS (% P.A.) |
|---|---|---|---|
| 01 | 7 days to 45 days | 4.50% | 4.50% |
| 02 | 46 days to 90 days | 5.25% | 5.25% |
| 03 | 91 days to 179 days | 5.75% | 6.25% |
| 04 | 180 days to 364 days | 6.50% | 7.00% |
| 05 | 1 Year to 3 Years (Special Slab) | 7.25% | 7.75% |
| 06 | Above 3 Years to 5 Years | 7.00% | 7.50% |
| 07 | Above 5 Years to 10 Years | 6.75% | 7.25% |